Actually, it is a great time to sell your house and purchase another. Here’s why…..It sounds like you will be moving up to a larger, more expensive house which presents an opportunity you may not have thought about.

Let’s say your current house will sell for approximately $200,000 based on today’s values. That is about 10% less than what it would have sold for last year. Your next house will cost about $300,000 and it also suffers from a 10% loss in value. Now….10% of $200,000 is $20,000 whereas 10% of $300,000 is $30,000. In this sell and buy transaction you will lose approximately $20,000 but the seller of the house you are buying is losing $30,000, which means you actually realize a $10,000 gain on your purchase, making your actual loss only $10,000. 

When the market recovers, you could realize a $30,000 gain on the house you purchased which could be considered instant equity in your new home.

In addition, at this time interest rates are very, very favorable, but expected to rise within the near future.  The rate you receive today will most likely result in a payment that could be $200 - $300 less than what it will be this time next year. 

Hines & Associates Realty…..Our HINEsight is always 20/20!

And here is your morning coffee...

INSPIRATION FOR TODAY:

"Lose this day loitering - 'twill be the same story
To-morrow - and the next more dilatory;
Each indecision brings its own delays,
And days are lost lamenting o'er lost days.
Are you in earnest? seize this very minute -
Boldness has genius, power and magic in it.
Only engage, and then the mind grows heated -
Begin it, and then the work will be completed!"

- Johann Wolfgang von Goethe

ENGAGE IT!

Ever driven a car? Of course you have, but what makes it move?

You enter a car with a standard transmission, place it in neutral, and start the engine. It idles - waiting for what? The engine is running, but you are going nowhere. What must be done to get to your destination?

Your vehicle is like your mind and body. Goethe says, "Are you in earnest? . . . Boldness has genius, power and magic in it." He questions whether you are in earnest . . . calls attention to the fact that there is genius, power and magic in boldness. It's like your vehicle idling in neutral. It has the power to take you wherever you want to go . . . yet is goes nowhere - until what happens?

"Only engage," urges Goethe. The only thing keeping you from moving is your willingness to engage. Place the transmission in first gear, and what happens? You begin moving - slowly at first. Moving the gearshift into 2nd, your movement speeds up. As it does, you are soon in 3rd, and well on the way to your destination.

Goethe speaks of achieving your objectives in life: "Only engage, and then the mind grows heated . . . ." In other words, put your life in gear - get started - get moving! When you do . . . when your "mind grows heated" . . . that which you desire to achieve will be attracted to you.

So - what do you say? Are you in earnest?

Don't forget to check out this weeks top picks below. For more info on these and many other homes visit the Featured Properties page!

	342 Kenway Loop Price: $39,900 Beds: -1.00 Baths: -1 Sq Ft: 0 Vacant lot located in the Woodleaf subdivision on the shores of Lake Norman in Mooresville. This great subdivision offers large home sites where you can bring your own builder and there is no time limit to begin construction. Build your dream home h... View this property >>
	15114 Carrington Ridge Drive Price: $199,900 Beds: 4.00 Baths: 2 Sq Ft: 0 Remarkable four bedroom, two and a half bathroom home located in the subdivision of Carrington Ridge; offering a clubhouse, playground, pool, and recreation area. The welcoming 2-story foyer invites you into this home offering hardwood flooring, pal... View this property >>
	20123 Henderson Road C Price: $129,900 Beds: 2.00 Baths: 2 Sq Ft: 1030 Great two bedroom, two full bathroom condo with incredible water views located in the Windward complex. Walk to the gazebo, docks and the sandy beach that are convenient to this unit. The inviting foyer offers ceramic tile flooring and a coat closet... View this property >>
	20409 Rutledge Bluff Way Price: $419,900 Beds: 4.00 Baths: 3 Sq Ft: 3445 Stunning four bedroom, three and a half bathroom home on a cul-de-sac lot in the lake front community of Crown Harbor. The dramatic 2-story foyer welcomes you into this home offering, decorative hardwood flooring, palladium window, chair railing, pi... View this property >>
	1277 Sandy Bottom Drive NW Price: $299,900 Beds: 5.00 Baths: 3 Sq Ft: 0 Immaculate five bedroom, three bathroom, two story home located in the subdivision of Villages of Skybrook North. The beautiful two-story Foyer offers accent columns, hardwood flooring, a decorative iron chandelier, crown molding and picture frame m... View this property >>
	6213 Tauten Court Price: $289,900 Beds: 5.00 Baths: 3 Sq Ft: 2999 Gorgeous five bedroom, three and a half bathroom home located in a cul-de-sac on the golf course in the sought after subdivision of Highland Creek. The welcoming 2-story foyer invites you into this home offering hardwood flooring, a palladium window... View this property >>
	6425 Tunston Lane Price: $149,900 Beds: 3.00 Baths: 2 Sq Ft: 0 Stunning ranch style home with three bedrooms and two full bathrooms located in the sought after swim and golf community of Highland Creek. Enter this home through the welcoming foyer offering hardwood flooring, a plant ledge, side lights in the doo... View this property >>
	4113 Kalispell Lane Price: $289,900 Beds: 5.00 Baths: 3 Sq Ft: 3770 This gorgeous five bedroom, three bath home is located in the sought after swim and golf community of Highland Creek. Enter this stunning home through the foyer that offers crown molding, chair railing, picture frame molding, transom window, side li... View this property >>
	9711 Back Acre Drive Price: $179,900 Beds: 4.00 Baths: 3 Sq Ft: 2430 Attractive four bedroom, three full bathroom home located in the subdivision of Old Stone Crossing. The welcoming two-story foyer offers hardwood flooring and a coat closet for your convenience. The living room offers neutral carpeting and a spaciou... View this property >>
	9823 Brandybuck Drive Price: $235,000 Beds: 4.00 Baths: 2 Sq Ft: 2500 Stunning four bedroom, plus bonus room, two and a half bathroom home located on a cul-de-sac lot in the Cabarrus County section of Highland Creek. This sought after community offers a golf course, playground, multiple pools, recreation area, tennis ... View this property >>

MLS # 969645
Offered at $289,900

5 bedrooms, huge bonus room, eat-in kitchen, gas fireplace in the great room, master suite w/ sitting area, rear deck, screened porch, security system - this home is loaded...more

Call 704-458-4636 today to schedule your personal tour of this home!

MLS # 968800
Offered at $149,900

3 bedrooms, 2 full baths, located in Highland Creek, vaulted ceilings, open floor plan, gas fireplace in the great room, eat-in kitchen, fenced yard with patio...more

Call today to schedule your personal tour of this home!

MLS # 968188
Offered at $39,900

Vacant lot near in a great community on the shores of Lake Norman ready for your custom home! This great subdivision offers large home sites where you can bring your own builder in a location convenient to Mooresville, shopping and desirable schools...more

Call today to schedule your personal tour!

Be the first to find out about bank-owned properties for sale in the greater Charlotte area! www.foreclosedhomesofcharlotte.com Follow the link to receive FREE email alerts of new bank-owned properties for sale in the greater Charlotte, NC area.

Here are my top picks for the week. Call me today at 704-458-4636 to schedule your personal tour of any of these homes and many more! **Some of the homes listed below may or may not be foreclosures.

	8000 Turnberry Lane Price: $385,000 Beds: 4.00 Baths: 2 Sq Ft: 2800 Outstanding four bedroom, two and a half bathroom home located in Cowans Ford Park. Enter this home through the welcoming foyer offering hardwood flooring, crown molding, a transom window and a coat closet for your convenience. The powder room offer... View this property >>
	5861 Rolling Ridge Drive Price: $1,790,000 Beds: 5.00 Baths: 6 Sq Ft: 7000 Welcome to 5861 Rolling Ridge Drive. This spectacular 5 bedroom, 6.2 bath, custom home features everything you could ever dream of...and more. Spectacular five bedroom, six full bath, two half bath, custom home located in the gated community of Pine... View this property >>
	15114 Carrington Ridge Drive Price: $199,900 Beds: 4.00 Baths: 2 Sq Ft: 0 Remarkable four bedroom, two and a half bathroom home located in the subdivision of Carrington Ridge; offering a clubhouse, playground, pool, and recreation area. The welcoming 2-story foyer invites you into this home offering hardwood flooring, pal... View this property >>
	6096 Diamond Pl Price: $449,000 Beds: 4.00 Baths: 3 Sq Ft: 0 Amazing full brick, two story, custom basement home located in Harrisburg in the subdivision of Eldorado Hills. Home offers four bedrooms, three and half baths and a bonus room. Home includes a three-car courtyard styled, side-load garage complete w... View this property >>
	1632 Lombardy Circle Price: $319,000 Beds: 2.00 Baths: 2 Sq Ft: 0 Craftsman style two bedroom, two and a half bathroom condo with a basement located in Dilworth in the complex of Lombardy Green, within walking distance of restaurants and Freedom Park. The inviting foyer greets you with warmth offering hardwood flo... View this property >>
	6108 Milhaven Lane Price: $100,000 Beds: 5.00 Baths: 3 Sq Ft: 2314 All brick five bedroom, three full bathroom home with a basement located on an acre of land. The welcoming foyer greets you with hardwood flooring and a coat closet for your convenience. The great room offers hardwood flooring, large windows for nat... View this property >>
	3721 Millstream Ridge Drive Price: $239,900 Beds: 3.00 Baths: 2 Sq Ft: 0 Full brick three bedroom, two full bathroom patio home located in the Dominion Village section of Highland Creek. Enjoy all the amenities of Highland Creek, without the hassle of yard work – it’s included in the HOA! The welcoming foyer ... View this property >>
	363 Tranquil Avenue Price: $399,900 Beds: 3.00 Baths: 2 Sq Ft: 1938 Beautiful three bedroom, two full bathroom ranch home located in the subdivision of Myers Parks. The spacious entry hall greets you with hardwood flooring, crown molding and side lights in the door. The living room offers hardwood flooring, crown mo... View this property >>
	5012 Tribecca Street Price: $288,500 Beds: 4.00 Baths: 2 Sq Ft: 2700 Stunning four bedroom, two and a half bathroom, two story Townhome located in the community of McKee Place. The two-story great room offers plenty of natural light, gorgeous hardwood flooring, a fireplace with mantle, and transom windows. The modern... View this property >>
	5126 Bentgrass Run Drive Price: $199,900 Beds: 3.00 Baths: 2 Sq Ft: 2000 Gorgeous three bedroom, two and a half bathroom home with an unfinished basement located on a well manicured lot in the sought after swim and golf community of Highland Creek. Enter this home through the inviting two-story foyer offering hardwood fl... View this property >>

MLS # 968097
Offered at $44,900

Build your dream home here - bring your builder and enjoy this spacious lot convenient to Mooresville NC, shopping and desirable schools! Great community on the shores of Lake Norman...more

Call today to schcedule your personal tour!

SUNDAY AUGUST 8th 2 - 5 PM

9935 Linksland Drive, Skybrook

Offered at $675,000

This custom built home has everything you could want! Finished basement, 4 car garage, sunroom, screened porch, over 6500 SF, extensive millwork, attention to detail all on a premium golf course lot.

Take a Virtual Tour

Need Directions?

For a daily list of homes as they hit the market log onto http://www.charlottenchome4u.com

It used to be that real estate was about location, location, location – not anymore, its price, price, price. Many sellers cannot afford to sell their homes in today’s market because they cannot price it low enough to compete with the distressed homes that are selling around them. 

For Current Market Conditions Click Here

If you would like to take advantage of the rates, call Heidi Hines today at 704-458-4636 or Click here for a list of homes to be sent to your in box daily.

Click on the link below for a Visual Tour of the property:

Its been a whirlwind of a week and half. Last week I attended "Sell-a-bration". Sell-a-brationis the annual educational conference organized and hosted by the Council of Residential Specialists. Since 1989, this event has provided residential Realtors with a forum to discover new ideas, share proven results and network with other like-minded professionals. I was on the keynote panel. our topic was lead conversion, the moderator was Rob Levy of Prudential Northwest Properties, Portland Oregon and my fellow panelists were Jodi Bakst of Chapel Hill Realty Group, Chapel Hill North Carolina and Ron Kubek of Keller Williams Realty West, Victoria BC.

The Certified Residential Specialist (CRS) is the highest Designation awarded to sales associates in the residential sales field. The CRS Designation recognizes professional accomplishments in both experience and education.

Since 1977 the Council of Residential Specialists has been conferring the CRS Designation on agents who meet its stringent requirements. Currently, there are more than 30,000 active CRS Designees.

Then I was on to the annual STAR POWER conference in Murfressboro TN! For more than 20 years, STAR POWER has been the #1 brand in real estate education. Its an organization that brings together the top agents from all over the country. These agents host break out sessions teaching and sharing with other agents who want to learn. This the best place to gather valuable business-building tools from the best in the business. Powerhouses such as Alex Charfen, Howard Brinton, Dave Liniger, Alex Perriello, and Dave Ramsey were all speakers sharing their insight and advice on how to grow your business in a changing market.

I have come home with so many ideas to enhance my business and the lives of my customers and clients. I want to thank all of the agents and the staff at STAR POWER who took their time to make this event such a success.

For more details on these and other properties
check out my Featured Properties. 

Now is a great time to buy! The average current interest rate for a 30-year fixed mortgage is 4.57% and the average rate for a 15-year fixed mortgage is 4.07%! Call today to schedule your personal tour of these or any other homes and find the home to fit your lifestyle!

MLS # 949656
Offered at $119,900

3 bedrooms, 2.5 baths, income producing property - tenant in place! Private, fenced backyard with oversized deck, wrap around porch, eat-in kitchen, formal dining room, masonry fireplace in great room, new roof in 2009...more

Call today to schedule your personal tour of this home!

MLS # 952357
Offered at $183,900

4 bedrooms, 2.5 baths, park-like backyard w/deck & pergola, eat-in kitchen w/granite countertops, great room w/wood burning fireplace, formal dining room, hardwoods...more

Call today to schedule your personal tour of this home!

For more details on these and other properties
check out my Featured Properties. 

Now is a great time to buy! The average current interest rate for a 30-year fixed mortgage is 4.61% and the average rate for a 15-year fixed mortgage is 4.14%! Call today to schedule your personal tour of these or any other homes and find the home to fit your lifestyle!

MLS # 951842
Offered at $385,000

4 bedrooms, 2.5 baths, two-story great room with wall of windows and gas fireplace, gourmet style eat-in kitchen, spacious master suite on main level opens to patio, side load two car garage, large lot...more

Call today to schedule your personal tour of this home!

RENTAL

MLS # 950924
Monthly Rent: $1,295

3 bedrooms, 3.5 baths, upgraded multi-level townhouse, brick front, great room with slate surround fireplace, spacious master bedroom, custom 2" shutters throughout, patio & deck overlook a wooded natural area...more

Call today to schedule your personal tour!