Bank foreclosures have recently opened many eyes to the importance of Title Insurance for your home. If a foreclosed home is re-sold, the new owner may be taking a chance if they do not have Title Insurance.

For example; if all of a sudden the courts reversed some of the decisions to allow foreclosure on certain properties that have already been re-sold, the previous owner may be able to lay claim to their former house. If the new owner had purchased Title Insurance, they would not have to worry about losing their new home to the previous owners. On the other hand, if a Title Policy was not purchased, the new owners may be in for a long and expensive legal battle.

And here is your morning coffee...

Monday Morning Coffee

INSPIRATION FOR TODAY:

"Whatever you can do, or dream you can, begin it.
Boldness has genius, power, and magic in it."

- Goethe


BE ALL THAT THEY CAN BE?

On an A&E Biography segment, Oprah Winfrey was being interviewed. She was asked whether she considered all the competing talk shows to be a threat to her own daytime show. She answered with a personal story about running in a marathon.

It seems Oprah had always had a dream of running in a marathon. She trained for two years to get ready, and she ran her marathon. Oprah explained that, to her, competition was like that marathon. As long as she was hitting her stride with her goal of winning in clear focus, there was no time to consider the competition. She added that just turning her head backward to see how close competing runners were to her position was enough to rob her of energy needed to win the race.

Oprah's view of the competition brought to mind the U.S. Army recruiting slogan: "Be all that you can be!" Note that it doesn't say, "Be all that THEY can be!" Even when your competition has a recognizable face, why would you want to be them? If you want to improve yourself, speed up your achievements, or earn more money, why not just better your own time? Comparing yourself to others is a waste of precious time and energy.

Realizing your dreams requires a roadmap. First, you decide on a destination - your dream. Next, you choose a route. For Oprah, that involved hiring a personal trainer, improving her aerobic capacity, and adding strength training to her daily regimen. It also helps to identify some stops or landmarks along the way to help you measure your progress. Finally, you apply all your energy to running the race - and achieving your dream.

Oprah's dream was to run a marathon. What's yours?