The banks played a major role in creating tremendous turmoil within our economy. Like most everyone, they enjoyed many years of profit and gain by engaging in the major media blast that convinced our society they can have it all, just sign here!

While the economy continues its struggle to recover, most banks are once again enjoying huge profits. Unfortunately, they are not stepping up to the plate to relax their lending requirements. They are hoarding their money and being overly cautious at a time when they should be taking chances to do their part to revive our failing economy.

There is a big opportunity for a lending institution to “Step up to the plate and deliver a home run.” The first bank that relaxes their lending requirements allowing more people to purchase a home, will be viewed in a very positive way by our society.

I am not saying they should revert back to lending to people who would be a high risk, for that would not benefit the bank or the consumer. What I am saying, is they need to relax their current requirements just enough to allow more people to qualify.

If each bank would do the same thing, our economy would get a boost that could cause a chain reaction. Most people do not realize how many jobs are interrelated to the building industry. Builders, truckers, materials, advertising, bankers, Realtors, plumbers, electricians, etc. the list just goes on and on. I know our local economy in Charlotte, NC as well as the rest of our nation would see a great decrease in unemployment if those jobs were revived.

Calling all banks and other lending institutions, it’s time to make amends with our country! Who will be the first to... “Step up to the Plate?”

And here are my top picks of the week...

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12335 Carrigan Court
Price: $125,000 Beds: 2 Baths: 1 ½ Baths: 1 Sq Ft: 1056
Attractive two bedroom, one and a half bathroom townhouse located in the subdivision of Vermillion. The powder room offers a pedestal sink and two-tone fixtures. The inviting living room, approximately 18' x 18', offers crown molding, laminate wood-...
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200 Nottingham Drive
Price: $249,000 Beds: 3 Baths: 3 Sq Ft: 2049
OPEN HOUSES Sunday, February 6th & Monday, February 7th 2:00 - 4:00 pm Magnificent three bedroom, three full bathroom home situated in the Sherwood Forest neighborhood in Huntersville. Nearly an acre of woodland surrounds this low maintenance all br...
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1277 Sandy Bottom Drive NW
Price: $279,800 Beds: 5 Baths: 3 Sq Ft: 3219
Immaculate five bedroom, three bathroom, two story home located in the subdivision of Villages of Skybrook North. The beautiful two-story Foyer offers accent columns, hardwood flooring, a decorative iron chandelier, crown molding and picture frame m...
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6416 Tunston Lane
Price: $189,500 Beds: 3 Baths: 2 ½ Baths: 1 Sq Ft: 2074
Spectacular three bedroom, two and a half bathroom home backs up to the pond in the award winning community of Highland Creek. The inviting two-story foyer welcomes you into this home offering hardwood flooring, a palladium window, transom window ov...
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3416 Passour Ridge Lane
Price: $125,000 Beds: 3 Baths: 2 ½ Baths: 1 Sq Ft: 1530
Fabulous three bedroom, two and a half bathroom home located on a cul-de-sac street in the subdivision of Cresthill. The inviting two-story foyer welcomes you with hardwood flooring, chair railing, picture frame molding and a decorative chandelier. ...
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4908 Chestnut Knoll Lane
Price: $219,900 Beds: 4 Baths: 2 ½ Baths: 1 Sq Ft: 2430
Immaculate four bedroom, two and a half bathroom home located in the subdivision of Davis Lake. Enjoy a short walk to the private 14 acre lake that is stocked with fish for catch and release. Relax in the lakeside gazebo while watching the sunset ov...
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5313 Hickory Lane
Price: $89,900 Beds: 3 Baths: 1 ½ Baths: 1 Sq Ft: 1118
Lovely three bedroom, one and a half bathroom home located in the subdivision of Lakeview Park. Over two and a half acres of wooded land surrounds this brick ranch style home. The living room offers hardwood flooring, a wood burning stove and a larg...
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10215 Montrose Drive
Price: $264,900 Beds: 5 Baths: 2 ½ Baths: 1 Sq Ft: 3000
Stunning 5 bedroom, two and a half bathroom home located in the Cabarrus County section of the sought after subdivision of Highland Creek. Step into this home through the welcoming two-story foyer offering hardwood flooring. The powder room offers a...
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10011 Montrose Drive
Price: $269,900 Beds: 4 Baths: 3 Sq Ft: 2863
Stunning four bedroom, three full bathroom home located in the sought after swim and golf community of Highland Creek. The welcoming two-story foyer invites you into this home offering hardwood flooring, a palladium window, a plant ledge, side light...
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9823 Brandybuck Drive
Price: $229,000 Beds: 4 Baths: 2 ½ Baths: 1 Sq Ft: 2580
Stunning four bedroom, plus bonus room, two and a half bathroom home located on a cul-de-sac lot in the Cabarrus County section of Highland Creek. This sought after community offers a golf course, playground, multiple pools, recreation area, tennis ...